Take a look at this gorgeous property in Heritage Oaks Golf & Country Club! This impeccably maintained, Turn-Key Furnished Abbey veranda features 2 bedrooms, 2 bathrooms, a den/study with double doors that can double as a third bedroom, and a single car garage. As soon as you walk through the front door, you're greeted with an abundance of natural light and soaring vaulted ceilings that make the property feel open and spacious. At almost 1, 700 square feet, this fantastic unit has a large, open floor plan that is great for entertaining and a split bedroom layout that's perfect for family and guests. The owners have done some incredible updates to the property including fresh interior paint, a new water heater (2023), lovely breadboard detail in the living room, and modern ceiling fans and light fixtures. In addition, the veranda features beautiful luxury vinyl plank flooring throughout the common areas, stainless steel appliances in the kitchen, and a newer A/C system (2019). Take in the gorgeous views from your two private, screened lanai spaces complete with lovely furnishings and ceramic tile flooring. The views form this unit will not disappoint! Enjoy a cup of coffee while looking over the water and the 14th Signature Hole of the golf course. Watch the abundance of wildlife in Heritage Oaks as the community is a Certified Audubon Neighborhood. Heritage Oaks is known for its pristine 18-hole golf course, har-tru tennis courts, fitness center, 24-hour security, an impressive clubhouse with a lovely restaurant and the sensational 19th Hole Lounge, 5 swimming pools, and a calendar of events packed with activities. Schedule your private showing on this gorgeous unit today!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $286,000 | $286,000 | $286,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $314 | $314 | $314 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,903 | $1,879 | $2,412 |
Total Monthly Payment | $2,292 | $2,268 | $2,801 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.