Welcome to this stunning 3-bedroom, 2-bathroom waterfront home, beautifully upgraded and listed below its appraised value! Situated on a peaceful freshwater canal, this property offers direct access to kayaking, fishing, and serene water views—all while remaining outside of any flood zone for peace of mind. The home boasts an oversized driveway, ideal for accommodating a boat or motorhome, and features both spacious front and rear patio areas for outdoor relaxation or entertaining.
Inside, the home’s modern kitchen impresses with upgraded granite countertops, a stylish backsplash, and ample cabinetry, combining functionality with contemporary charm. Two guest bedrooms each include built-in twin beds, maximizing living space and providing a comfortable and versatile environment. The primary living spaces seamlessly flow onto an expansive, newly insulated covered patio area with 4-inch spray foam insulation in the ceiling, ensuring cool comfort year-round. Just beyond, a screened-in lanai encloses the inviting chlorine pool, where you can relax or entertain in a private, resort-style setting.
In the backyard, you’ll find a variety of mature fruit trees—including avocado, mango, and a large fig tree—offering both beauty and seasonal harvests. This outdoor space is perfect for gardening enthusiasts or those who enjoy fresh fruit right at home.
This home has been meticulously maintained and thoughtfully upgraded. Recent updates include a brand-new roof installed in May 2024, a complete HVAC system replacement in February 2024, and a new septic tank installed in 2023. A 2017 whole-house re-pipe included an upgraded water service line, a new backflow device, and the replacement of a 50-gallon electric water heater. The electrical panel was updated in 2013 to meet modern standards, and the Florida room features additional 4-inch spray foam insulation added in January 2024 for enhanced energy efficiency and comfort. Additionally, a Nest thermostat allows for convenient temperature adjustments right from your phone.
With its beautiful waterfront location, extensive upgrades, and ideal layout for both indoor and outdoor living, this property offers exceptional value below its appraised worth. Don’t miss this opportunity to own a true gem with endless potential for relaxation, recreation, and enjoying the best of Florida living.
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $204,000 | $204,000 | $204,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $312 | $312 | $312 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,357 | $1,340 | $1,720 |
Total Monthly Payment | $1,744 | $1,727 | $2,107 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.