Welcome to this beautifully remodeled 4-bedroom, 2-bath home in South Lakeland, offering a blend of modern updates and comfort. Completely renovated in 2022, this home showcases an open floor plan with an abundance of natural light streaming through multiple windows. The spacious, custom kitchen features white shaker cabinets, gorgeous granite countertops, a closet pantry, and plenty of room for a table and chairs—perfect for casual dining or added workspace for the chef/baker in the house! The Luxury Vinyl Plank (LVP) flooring throughout provides both durability and style. The versatile 4th bedroom, which has its own private entrance, could serve as a home office, guest suite, or additional living space. The owner's suite is a retreat with dual closets, dual sinks, and a walk-in shower with a pebble-tile floor. The large lot is fully fenced with privacy fencing, and the backyard includes a sizable shed for extra storage. Sliding doors from both the living area and the kitchen open to a charming corner patio with an original tile floor—ideal for outdoor relaxation. Other notable features include a 2-car attached garage, a newly-installed vinyl gate and new front landscaping. Convenience is key here with a location just minutes from the Polk Parkway and the brand-new hospital being built, as well as schools, churches, and restaurants. With no HOA and no CDD fees, this home offers the freedom to enjoy your space. Sitting on over a quarter-acre, this home is a rare find in a sought-after area!
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Our Executive Mortgage Banker:
Our Insurance Division:
$420,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $336,000 | $336,000 | $336,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $364 | $364 | $364 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,321 | $2,264 | $2,858 |
Total Monthly Payment | $2,760 | $2,703 | $3,297 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.