Welcome to this beautifully maintained two-bedroom, two-bathroom home in the desirable 55+ community of Spruce Creek South in Summerfield, FL. This move-in ready property offers a bright and open floorplan designed for easy living and comfort, perfect for those looking to enjoy the active, relaxed lifestyle this community offers. As you step inside, you’ll be greeted by an open, airy layout with plenty of windows, filling the home with natural light. The spacious living area flows seamlessly into the dining area and kitchen, creating a great space for entertaining family and friends. The kitchen features ample cabinetry and counter space, making meal preparation a pleasure. There’s also a dinette area in the kitchen for casual meals and easy clean-up. The primary bedroom is a private retreat with a large walk-in closet and an updated en-suite bathroom, offering both style and convenience. The second bedroom is perfect for guests or a home office, with easy access to the second full bathroom. One of the standout features of this home is the large covered and enclosed patio/sunroom, ideal for relaxing or entertaining year-round. This versatile space offers a peaceful view and allows you to enjoy the outdoors without worrying about the weather. With a two-car garage, you'll have plenty of room for parking and extra storage. This home is located in the peaceful and welcoming community of Spruce Creek South, which features amenities such as a clubhouse, pool, fitness center, tennis courts, pickleball courts, shuffleboard, bocce ball, a 24-hour guard manned secured entrance and more, creating a truly enjoyable lifestyle for residents. Schedule a private showing today to make this home yours!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$200,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $160,000 | $160,000 | $160,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $113 | $113 | $113 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,064 | $1,051 | $1,349 |
Total Monthly Payment | $1,252 | $1,239 | $1,537 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.