Flood damage from Hurricane Helene. Seller has completed remediation and the home is ready for you to add your personal touch. Photos were taken prior to Hurricane Helene. Experience the allure of easy coastal living in this delightful 3-bedroom, 3-bath home situated in a quiet area of Holmes Beach, just a short walk to the beautiful white sands of the Gulf of Mexico. This property has been lovingly maintained and is designed for comfort and relaxation, featuring a spacious master suite, well-appointed chefs kitchen with gas range and opens to the dining area and large family room that opens to the pool area. The outdoor space is where you will want to spend your time chilling around the screen enclosed paver lined pool and spa. With a spacious patio area and room for an outdoor kitchen with built in grill and hood already in place the options are endless for outdoor enjoyment. Additional features include an interior laundry room, storage/workshop area, one car-garage, impact windows and doors, newer metal roof, irrigation system with a well and more. Boating enthusiasts will appreciate the nearby shared, deeded boat slip that offers easy access to Tampa Bay with no bridges to navigate, which is available for separate purchase. Located within walking distance to the serene beaches, and an easy golf cart ride to the quaint shops, and eclectic dining options that Anna Maria Island has to offer, this home is perfectly positioned for enjoying the laid-back beach lifestyle and capturing the essence of living in one of Florida's most sought-after coastal areas.
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Our Executive Mortgage Banker:
Our Insurance Division:
$888,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $710,400 | $710,400 | $710,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.500% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.606% | 6.622% | 6.680% |
Monthly Tax Payment | $459 | $459 | $459 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,608 | $4,490 | $6,188 |
Total Monthly Payment | $5,159 | $5,041 | $6,739 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.