Calling all beach lovers! This delightful home is perfect for those who want to enjoy coastal living without the worry of storms. Nestled just 2 miles from the stunning Gulf Beaches, this solidly built gem is situated outside both flood and evacuation zones. If you’re not a fan of sand, no problem! Relax in your own private fenced backyard featuring a lovely POOL. With 2 bedrooms and 2 full bathrooms, plus a bonus Florida room, and a 2 CAR GARAGE, this home is ideal as a starter home, vacation getaway, or a cozy retirement retreat.
Freshly painted and boasting solid wood kitchen cabinets — including a pantry — this home offers durability and charm. The easy-care Terrazzo floors flow throughout, while the hall bathroom showcases a full-length solid wood cabinet with pull-out trays for ample storage. Enjoy energy efficiency with thermal pane windows and storm shutters, conveniently stored in the spacious shed out back. Plus, there’s even room for an RV or BOAT on the side (31' x 10')!
Location is key, and this home doesn’t disappoint. You’ll find schools, restaurants, and entertainment just minutes away, with quick access to the vibrant areas of Clearwater, St. Petersburg, and Tampa. Plus, you’re only 20 minutes from St. Pete/Clearwater Airport and 35 minutes from Tampa Airport. Don’t miss out on this charming home where beach life meets comfort!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $331,920 | $331,920 | $331,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $472 | $472 | $472 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,208 | $2,180 | $2,799 |
Total Monthly Payment | $2,755 | $2,727 | $3,346 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.