LOW BOND……. Step inside this beautifully painted Gardenia model-like home in the Village of Mallory Square and observe the perfectly maintained home. This home is immaculate and needs absolutely no repairs or refurbishing. This home contains plantation shutters, tile in the main living areas with engineered hardwood in the dining room and living room. The bedrooms are carpeted. It is on a very quiet street located on a cul de sac. The backyard features private fencing along the back with a HUGE yard big enough for a good size pool if so desired. Crown molding throughout the entire home adds a touch of luxury to the surroundings. The garage has been extended by 2 feet, the master bedroom by 4 feet. Kitchen and bathrooms contains granite countertops with plenty of cabinets for storage. The exterior walls, lanai and driveway were just recently power washed and the home was painted in 2017. Water heater was replaced in 2022, roof in 2017, appliances are 4-5 years old and the HVAC was replaced in 2023. Some furnishings are being offered with the sale of the home and the rest is negotiable along with 2 golf carts that can also be negotiated.
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Our Executive Mortgage Banker:
Our Insurance Division:
$549,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,920 | $439,920 | $439,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $314 | $314 | $314 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,890 | $3,710 |
Total Monthly Payment | $3,333 | $3,296 | $4,116 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.