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63 W Clifford Street, Providence, RI, 02907 | $349,900
63 West Clifford Street is located in the charming and historically rich neighborhood of Providence, Rhode Island and is situated in a picturesque and tranquil setting that embodies the essence of Providence's residential appeal. Inside, the home offers a blend of historic charm and modern updates. The layout features a cozy living room with a modern kitchen and bathroom. Upstairs the 3 bedrooms are generously sized, providing ample space and comfort for a growing family. The neighborhood around 63 West Clifford Street is known for its friendly and welcoming atmosphere. Residents benefit from proximity to Rhode Island Hospital, local parks, highways, Federal Hill and easy access to downtown Providence making this location second to none. 63 West Clifford Street is well-connected to major roadways and public transportation options, making commuting and travel convenient. Providence's public transit system, including buses and commuter rail services, provides easy access to the rest of the city and beyond. Living at 63 West Clifford Street offers a blend of suburban peace and urban accessibility. The neighborhood's community-oriented spirit and historical character provide a unique living experience, ideal for those who appreciate both tranquility and proximity to vibrant city life. This sale also includes an additional lot which has the potential to be built on - 250 Lockwood St, Providence, Rhode Island, 02907.
Features
- Rooms: 6
- Bedrooms: 3
- Baths: 1 full
- Style: Colonial
- Year Built: 1899
- Garage: No Garage
- Heating: Forced Air,Oil
- Cooling: None
- Basement: Exterior Entry,Full,Interior Entry,Unfinished
- Approx Sq. Feet: 1,140
- Acreage: 0.07
- Est. Taxes: $3,398
- Appliances: Oil Water Heater
- MLS#: 1372639
- Website: https://www.raveis.com
/prop/1372639/63wcliffordstreet_providence_ri?source=qrflyer
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William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
63 W Clifford Street, Providence, RI, 02907
$349,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $279,920 | $279,920 | $279,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
| Monthly Tax Payment | $283 | $283 | $283 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,910 | $1,860 | $2,361 |
| Total Monthly Payment | $2,268 | $2,218 | $2,719 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB