Welcome to boater’s paradise! You have found a rare gem in this highly sought-after historic neighborhood along the Manatee River with no deed restrictions and no HOA. This 3-bedroom, 2-bath Florida home has new high impact sliders, windows were replaced in 2002, and the roof was installed in 2019. Bring your boat and your toys as this home has a great location! If you love throwing your kayak or paddle board in the water, watching the dolphins and manatees, this is the place to be! Every day will feel like a vacation as you are literally minutes from waterway adventures, waterfront dining, and tropical sandbars. The tremendous value here is the land and water, with no deed restrictions. Direct access to the Intracoastal waterway, Tampa Bay, and the Gulf of Mexico. Live happily, make the home yours, add a pool, the possibilities are endless. Imagine taking a sunset cruise each evening or throwing a fishing pole off the dock with your morning cup of coffee. All that matters is that you will have those spectacular Manatee River views and a waterfront location to live the ideal Florida coastal lifestyle. A home like this doesn’t come along often, it’s ready and waiting for you! BEING SOLD AS-IS/HOME WAS FLOODED DURING HURRICANE HELENE
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Our Executive Mortgage Banker:
Our Insurance Division:
$610,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $488,000 | $488,000 | $488,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $91 | $91 | $91 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,247 | $3,243 | $4,184 |
Total Monthly Payment | $3,430 | $3,426 | $4,367 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.