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2821 Winding Trail DRIVE, Valrico, FL, 33596 | $684,900
Welcome to this exquisite home, nestled in the highly desirable Twin Lakes community. Known for its picturesque 15-acre park, majestic oak trees, and the tranquil beauty of Lake Michaela and Lake Stearns, this neighborhood offers a lifestyle that seamlessly blends with nature. Set on a spacious . 35-acre lot, this 5-bedroom, 3-bath home features a thoughtful open-concept design with split bedrooms, ideal for multigenerational living. Enjoy peace of mind with major updates already completed: a brand-new roof in 2022, two new A/C units installed in 2020 and 2022, and a recently upgraded pool with a new pump, lights, and tile in 2024. Step inside, where the formal dining and living rooms offer a welcoming space for hosting gatherings. A private home office is conveniently positioned at the front of the home, ideal for remote work or daily flex needs. The spacious kitchen is a chef's dream, featuring wood cabinetry, extensive counter space, a large center island, a massive pantry, and a sunny breakfast nook with seamless windows overlooking the lanai and lush backyard. Adjacent to the kitchen, the open family room is bathed in natural light and accented with a cathedral ceiling, custom pillars, a cozy wood-burning fireplace, and pocket sliders to the lanai. The primary suite, located in its own private wing, includes laminate flooring, a sitting area, dual walk-in closets, lanai access, and an en-suite bath with double vanity, garden tub, and walk-in shower. Two additional bedrooms with large closets share a unique Jack-and-Jill bath with separate vanities, while a fourth bedroom includes a double closet and a nearby full bath, which also serves as a convenient pool bath. At the rear of the home, a versatile bonus room with two large closets—perfect for a media room, game room, fifth bedroom or playroom—opens to the lanai and can even function as an in-law suite with easy access to a full bath. The outdoor space truly shines, featuring a beautifully retiled Pebble Tec pool, extended screened lanai, and mature trees providing natural privacy with no backyard neighbors, ideal for kids and pets to enjoy safely. This home offers everything your family needs and more. Schedule your showing today—this gem won’t be available for long! View the home virtually with this link: my. matterport. com/show/?m=qyyHH2SWfL9&mls=1
Features
- Amenities: Basketball Court, Playground, Pool, Tennis Court(s)
- Rooms: 11
- Bedrooms: 5
- Baths: 3 full
- Lot Size: 80 x 191
- Laundry: Inside, Laundry Room
- Style: Florida
- Year Built: 1998
- Garage: 3-car Driveway, Garage Door Opener, Golf Cart Parking, Oversized
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 3,243
- Acreage: 0.35
- Lot Size: 80 x 191
- Est. Taxes: $10,065
- HOA Fee: $265 Quarterly
- Lot Desc: In County, Landscaped, Near Golf Course, Pasture, Sidewalk
- View: Pool, Trees/Woods
- Elem. School: Lithia Springs-HB
- Middle School: Randall-HB
- High School: Bloomingdale-HB
- Pool: Child Safety Fence, Gunite, In Ground, Lighting, Outside Bath Access, Screen Enclosure, Tile
- Pet Policy: Yes
- Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Range Hood
- MLS#: TB8318742
- Days on Market: 33 days
- Website: https://www.raveis.com
/prop/TB8318742/2821windingtraildrive_valrico_fl?source=qrflyer
Listing courtesy of SIGNATURE REALTY ASSOCIATES Phone: 813-689-3115
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
2821 Winding Trail DRIVE, Valrico, FL, 33596
$684,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $547,920 | $547,920 | $547,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
| Monthly Tax Payment | $839 | $839 | $839 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,691 | $3,642 | $4,621 |
| Total Monthly Payment | $4,622 | $4,573 | $5,552 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388