Welcome to your dream home! This immaculate, nearly new 4-bedroom, 3-bathroom, 3-car garage residence in the sought-after Creekside community offers luxury, style, and thoughtful upgrades in one of St. Johns County's most desirable areas. Step into the open floor plan, where upgraded tile flooring leads to a spacious great room with high trey ceilings and crown molding, flowing seamlessly into a stunning gourmet kitchen, with a separate breakfast nook. Perfect for entertaining, the kitchen boasts an oversized island, quartz countertops, stainless steel appliances, a gas range, and a walk-in pantry, providing all the storage and prep space you need. A versatile flex space offers options for a home office, dining area, or playroom, adapting easily to your lifestyle. The primary suite serves as a serene retreat, featuring a tiled, walk-in shower, relaxing tub, double vanities, and an oversized walk-in closet. Three additional carpeted bedrooms and two bathrooms provide comfortable space for family or guests, and the laundry room includes a sink, washer, and dryer for added convenience. Outdoor living is a pleasure with the screened lanai, perfect for morning coffee or evening relaxation. Zoned for the brand-new Lakeside Academy and Beachside High School, this home also offers quick access to I-95, shopping, dining, and historic St. Augustine. Creekside community amenities include a swimming pool, fitness center, and playground for endless enjoyment. Plus, buyers receive a 1% lender credit when using the preferred lender, Atlantic Trust Mortgage. With its ideal blend of comfort, convenience, and move-in readiness, this property is waiting for you to make it your own. Schedule your appointment today to experience all this exceptional home has to offer!
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Our Executive Mortgage Banker:
Our Insurance Division:
$613,369
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $490,695 | $490,695 | $490,695 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $538 | $538 | $538 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,389 | $3,306 | $4,174 |
Total Monthly Payment | $4,019 | $3,936 | $4,804 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.