Welcome to this spacious 5-bedroom, 2-bathroom raised ranch, perfectly situated on a large, almost 8, 000 SF lot in West Hempstead. This home offers versatility with its flexible layout, featuring a living room, kitchen, dining room, full bathroom, and 3 bedrooms on the primary level, along with 2 additional bedrooms and a full bath on the lower level-making it ideal for multigenerational living or accommodating guests. Two bonus rooms can be used as home offices, extra dining spaces, or recreation rooms, giving you limitless possibilities! Step inside to discover the potential this home holds-whether you're looking to customize, expand, or simply enjoy its current setup, you'll find plenty of options here. Ample storage throughout and parking for 4+ vehicles add convenience to daily living. The fully fenced, flat backyard offers privacy and is the perfect space for entertaining, gardening, or relaxing. Additionally, this property includes a number of extras, providing even more value for the buyer. For commuters, this location is unbeatable! You have a choice of two nearby Long Island Railroad lines-Hempstead and West Hempstead-offering quick access to Manhattan in about 40-45 minutes. You're also minutes from the Southern State Parkway and Hempstead Turnpike, making travel easy. Enjoy being steps away from the Echo Park Swimming Complex, where the homeowner can take advantage of special resident rates. You're also close to Hempstead Lake State Park for outdoor recreation, multiple golf and country clubs, and shopping at the nearby Roosevelt Field Mall. For entertainment, the UBS Arena is a short drive away for concerts, Islander games, and other events. You truly need to see this home in person to appreciate all it has to offer!, Additional information: Appearance: Excellent
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William Raveis Real Estate
Phone: 888.699.8876
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,200 | $599,200 | $599,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $937 | $937 | $937 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,139 | $4,037 | $5,097 |
Total Monthly Payment | $5,168 | $5,066 | $6,126 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.