Rare opportunity to own a stunning home in the highly sought after historic Federal Hill "Overlook" District of Bristol. This 3, 795+ sqft colonial has five (potentially 6) bedrooms, four full bathrooms, and one half-bathroom. Tons of natural light; hardwood floors and built-ins throughout. Two car garage under house. Large, covered porch, stone patio, and terraced landscaping. Elevated and secluded yard. 0. 68 acre lot located on a dead-end street and set back from the road. The eat-in kitchen features granite countertops and a butler's pantry (housing washer and dryer) which opens up to the formal dining room. Also on the first floor is a spacious sitting room complete with fireplace and pellet stove insert, and French doors opening into the sunroom with a second fireplace. This is an ideal space for family gatherings and entertaining guests. The grand staircase leads up to a Palladian window at landing and on to the upper level where there are 5 bedrooms and three full bathrooms. The master suite includes a walk-in closet and jack-and-jill bathroom. Plenty of room and privacy for all. The third-floor walk-up attic is finished with a full bathroom and could easily be a sixth bedroom, private office, guest space, etc. Inspection for informational purposes only; the property is being sold as-is. **Accepting Backups**
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 10.0 x 14.0 | Upper |
Bedroom 2 | Hardwood Floor | 15.0 x 15.0 | Upper |
Bedroom 3 | Full Bath,Hardwood Floor | 12.0 x 15.0 | Upper |
Bedroom 4 | Jack & Jill Bath,Hardwood Floor | 12.0 x 15.0 | Upper |
Formal Dining Room | 15.0 x 16.0 | Main | |
Kitchen | Bay/Bow Window,Beams,Breakfast Nook,Granite Counters,Eating Space,Pantry | 10.0 x 23.0 | Main |
Living Room | Built-Ins,Fireplace,Pellet Stove,French Doors,Hardwood Floor | 15.0 x 30.0 | Main |
Other | Full Bath,Wall/Wall Carpet,On 3rd Floor | 11.0 x 21.0 | Other |
Primary BR Suite | Dressing Room,Jack & Jill Bath,Walk-In Closet,Hardwood Floor | 14.0 x 20.0 | Upper |
Sun Room | Fireplace,Hardwood Floor | 11.0 x 18.0 | Main |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $397,440 | $397,440 | $397,440 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $921 | $921 | $921 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,678 | $2,642 | $3,352 |
Total Monthly Payment | $3,674 | $3,638 | $4,348 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.