Welcome to this 3-bedroom, 2-bathroom block home located in the desirable Silver Spring Shores community of Ocala, Florida. Situated on a spacious corner lot, this home offers plenty of room to grow and enjoy the Florida lifestyle. The home’s open layout is perfect for entertaining, and the practical design ensures a smooth flow between spaces. Whether you’re cooking in the well-appointed kitchen, relaxing in the comfortable living room, or enjoying time outdoors, this home offers a wonderful balance of convenience and comfort. Located in a peaceful neighborhood, yet just a short drive from local shops, schools, and major roadways, this home provides a great blend of privacy and accessibility. Recently updated HVAC system (2021) for year around comfort. Modern Flooring with laminate or luxury vinyl tile throughout the bedrooms and living room, offering a stylish, low-maintenance option. Tile Flooring in the kitchen, dining room, laundry closet, and both bathrooms for durability and easy cleaning. Large Storage Room in the garage that’s under air and could easily be converted into an office, workshop, or additional living space. The Spacious Corner Lot provides ample outdoor space for recreation and family fun. Don't miss out on this fantastic opportunity to own a beautifully updated home in Silver Spring Shores. Schedule a tour today!
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Our Executive Mortgage Banker:
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$245,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $196,000 | $196,000 | $196,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $149 | $149 | $149 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,320 | $1,303 | $1,653 |
Total Monthly Payment | $1,544 | $1,527 | $1,877 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.