551 Bahia Beach BOULEVARD, Ruskin, FL, 33570 | $384,900

Embrace the Resort Lifestyle in Your Dream Waterfront Townhome

Start your next chapter in a home that feels like a permanent vacation. This move-in-ready, turnkey furnished 2-bedroom, 2. 5-bathroom waterfront townhome in the highly sought-after Little Harbor community offers more than just a place to live – it’s a lifestyle upgrade.

Impeccably maintained and thoughtfully updated, the home features a brand-new air conditioning system for year-round comfort, a whole-house water filtration and softening system with reverse osmosis in the kitchen, modern luxury vinyl flooring throughout, and stylish stainless steel appliances that make cooking a joy. Built to last with three floors of durable concrete block construction, the townhome also includes a private garage with additional storage, backyard canal access, tandem driveway parking, and sturdy metal roofing. With four balconies, this home is filled with natural light, and two of the balconies offer serene water views. The living area balcony is even equipped with an SPF remote-controlled screen, ideal for enjoying the Florida sunshine in comfort.

Living in Little Harbor is like having your own personal retreat. The community offers residents a private beach on Tampa Bay with stunning views of St. Petersburg and the Sunshine Skyway Bridge. You’ll also enjoy access to two sparkling pools, a fitness center, courts for pickleball and tennis, and two marinas with slip availability, including high-and-dry storage. For boaters, the direct, bridge-free access to Tampa Bay is an unmatched convenience. When it’s time to relax and socialize, two waterfront restaurants with a tiki bar await, offering the perfect setting to enjoy unforgettable sunsets.

This location provides the perfect balance of serenity and convenience. Little Harbor is just minutes from shopping, dining, and top-tier medical facilities, while quick access to I-75 makes it easy to explore nearby Tampa, St. Petersburg, Bradenton, Sarasota, Florida’s famous theme parks, and three international airports.

Imagine starting your day with coffee on a balcony as boats glide by or ending it with a walk to the private beach to watch the sunset over Tampa Bay. Whether you choose to unwind by the pool, stroll or bike through the community, or dine at the waterfront restaurants, every day feels like a vacation.

This townhome is the perfect choice for a full-time residence, vacation retreat, or a savvy rental investment. Don’t just dream of the resort lifestyle – make it your reality today.

Features

  • Rooms: 12
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Laundry: Inside
  • Year Built: 2006
  • Garage: 1-car Garage Door Opener, Ground Level, Tandem
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,258
  • Acreage: 0.04
  • Est. Taxes: $7,633
  • HOA Fee: $751 Monthly
  • Lot Desc: FloodZone, In County, Near Marina
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: A4628038
  • Days on Market: 48 days
  • Website: https://www.raveis.com
    /prop/A4628038/551bahiabeachboulevard_ruskin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/14/2025 5:33:28 AM)
Listing courtesy of KELLER WILLIAMS CLASSIC GROUP   Phone: 941-900-4151

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

551 Bahia Beach BOULEVARD, Ruskin, FL, 33570

$384,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $307,920 $307,920 $307,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 7.250% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.295% 7.421% 6.644%
Monthly Tax Payment $636 $636 $636
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,075 $2,101 $2,661
Total Monthly Payment $2,786 $2,812 $3,372

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.