Looking for a "like new" home without the wait?? This perfect first-time buyer, downsizing, or retirement home is ready for you! The Neal Communities Radiance 2 bedroom/2 bath plus den/study model was built in 2022. It is situated toward the end of a cul-de-sac street on a mature landscaped homesite & is move-in ready with furnishings optional (separate contract). Tastefully decorated for coziness & comfort, the home features 9’ 4” ceilings, upgraded ceiling fans throughout, and plank tile flooring in every room! Builder upgrades include a tray ceiling in the family room, additional LED ceiling lights, 5 inch wide baseboards, dual sink vanity in master bath, enclosed den/study, and 2-panel doors. The open floor plan allows the kitchen to be one of the focal points of this home, which has casual dining aside the oversized island that seats four. The raised solid wood panel cabinets, subway-design tile backsplash, & quartz solid surfaces truly date the kitchen to modern trends. The SS appliances include a 5-burner gas range, microwave, French-door refrigerator & dishwasher. Across the island is creative use of space with additional wall bar-height seating for all your guests. The floor plan offers solitude to the primary suite in the rear of the home with a cozy sitting area. The primary bath has a large entry walk-in shower with a picture window for natural light in the bathroom and two adjacent walk-in closets to organize all your personal attire. Two other rooms are nestled on the front of the home. The flex/study room allows for many options from a 3rd bedroom to a home office, or meditation space. For the cooler months step out from the triple sliders onto the oversized extended screened lanai. It is plumbed for a natural gas grill and has been recently sealed. Add a pool in the serenity of the backyard or you can enjoy the community resort style amenities. Some upgrades not to miss are the barn doors, epoxy (not acrylic) garage floor, utility sink, garage fans and bug repellent light. Canoe Creek is a gated community with lots of amenities, community pool, fitness center, clubhouse, pickleball courts & NO CDD!!! Come see why this highly desirable Parrish community is the place to call home. Convenient access to St. Pete, Tampa/Brandon and Expressway. Schedule your showing today!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $384,000 | $384,000 | $384,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.243% | 7.171% | 6.518% |
Monthly Tax Payment | $391 | $391 | $391 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,555 | $2,552 | $3,293 |
Total Monthly Payment | $3,021 | $3,018 | $3,759 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.