28984 Gin LANE, Punta Gorda, FL, 33982 | $1,179,900

Nestled along the picturesque Peace River, this charming plantation-style estate captures the essence of coastal living with all the luxuries of modern design. With three spacious bedrooms, three full baths, and situated on over an acre of land, this home offers a perfect blend of privacy, sophistication, and space for relaxing or entertaining.
From the moment you enter, you’ll notice the careful attention to detail. All-impact doors and windows open into a bright, open interior featuring beautiful tile flooring and a stunning custom fireplace feature wall. Custom wood beams span the ceiling, adding warmth and character to the space. Throughout the home, designer light fixtures, elegant trim work, and custom cabinetry offer style and function. Plus, abundant closet and storage space makes organizing a breeze.
The kitchen is a true chef’s delight, with high-end Bosch appliances, a spacious granite island, and ample cabinetry. A large walk-in pantry with cabinetry provides even more storage, making the kitchen perfect for large gatherings and everyday convenience.
The master bedroom retreat offers an unparalleled sanctuary, featuring an elegant spa-like bath with dual vanities, an additional personal vanity area, a walk-in shower, and a walk-in closet. The home office provides a perfect work environment. Two additional luxurious full baths and two well-sized guest rooms, each with ample closet space, offer ultimate comfort for family and friends.
Step outside, and you’ll find a backyard that feels like your own private resort. The large, screened-in lanai is equipped with an outdoor kitchen complete with a Saber grill, pizza oven, sink, refrigerator, custom tile, and granite countertops. Just beyond, a saltwater pool sparkles under the sun, fully controlled by Wi-Fi, and surrounded by an extensive paver patio where you can lounge, entertain, or simply enjoy the serene views. New landscaping and a fully fenced yard offer privacy, and the finishing touch—a tongue-and-groove Cypress wood ceiling on both the front porch and lanai—brings a sense of classic charm to these outdoor spaces.
This home isn’t just beautiful; it’s designed for comfort and convenience at every turn. A whole-house well system provides water for the home and irrigation, while a 24kW generator ensures you’ll never lose power. Inside, water is purified by a whole-house reverse osmosis system, and the efficient tankless hot water heater complements these modern utilities. The oversized three-car garage has a mini-split AC system, ideal for hobbies, projects, or extra storage. A security camera system, Wi-Fi-controlled irrigation, and freshly painted interiors and exteriors make this home truly move-in ready.
Waterfront living is made even better with a dedicated dock that includes a 13k boat lift with electric and water hookups, a security camera, and a large deck box for storage. It’s an ideal setup for enjoying the Peace River and beyond, with easy access to the open waters of Charlotte Harbor.
Ideally located, this home offers a quick drive to the historic town of Punta Gorda, known for its waterfront restaurants, boutique shops, and scenic harbor views. With both Punta Gorda and Fort Myers airports nearby and easy access to Interstate 75, this estate combines tranquility with convenience.
This unique property offers the best of both worlds—a peaceful, riverside escape equipped with modern amenities and quick access to everything Southwest Florida has to offer.

Features

  • Rooms: 14
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Inside, Laundry Room
  • Style: Coastal, Custom
  • Year Built: 2022
  • Garage: 3-car Driveway, Garage Door Opener
  • Heating: Central
  • Cooling: Central Air, Mini-Split Unit(s)
  • Approx Sq. Feet: 2,364
  • Acreage: 1.14
  • Est. Taxes: $9,518
  • HOA Fee: $935 Quarterly
  • Lot Desc: Cleared, Near Marina
  • View: Trees/Woods
  • Pool: Gunite, Heated, In Ground, Lighting, Salt Water, Tile
  • Pet Policy: Cats OK, Dogs OK, Number Limit
  • Appliances: Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Gas Water Heater, Kitchen Reverse Osmosis System, Microwave, Range Hood, Refrigerator, Tankless Water Heater, Washer, Water Filtration System, Whole House R.O. System, Wine Refrigerator
  • MLS#: A4628414
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /eprop/A4628414/28984ginlane_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/24/2024 1:05:16 PM)
Listing courtesy of John R Wood Properties   Phone: 239-472-2411

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NMLS Mortgage Loan Originator ID 16953

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28984 Gin LANE, Punta Gorda, FL, 33982

$1,179,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $943,920 $943,920 $943,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.625% 6.625% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.282% 6.762% 6.036%
Monthly Tax Payment $793 $793 $793
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,044 $6,044 $8,288
Total Monthly Payment $6,962 $6,962 $9,206

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.