2227 21st STREET S, St. Petersburg, FL, 33712 | $299,900

Motivated Seller! Beautifully Renovated 2-Bedroom, 1-Bath Home near Lake Maggiore – Move-In Ready! Welcome home to this stunning, totally renovated 2-bedroom, 1-bath house located in the desirable neighborhood near Lake Maggiore! This home is perfect for first-time homebuyers, growing families, or those looking for an investment property, offering a blend of modern upgrades and charming mid-century elements.
Key Features:
Recent Major Upgrades: Newer roof, HVAC, water heater, ductwork, and impact windows. Newer electrical panel, flooring and paint throughout the home (all in 2022-2023).
Fully Remodeled Kitchen: Solid wood cabinets, sleek granite countertops, stainless steel appliances, custom strikingly decorative backsplash, and designer faucet create a chef’s dream kitchen.
Upgraded Bathroom: Custom vanity, granite counters, designer tile, and newer hardware give the bathroom a high-end feel.
Mid-Century Modern Charm: Vintage built-ins add character to this charming block home.
Functional Layout: Open-concept living areas with a bright and airy flow. Smartly enhanced closets maximize space in the 1, 008 sq. ft. home.
Outdoor Oasis: Relax in the manageable yard with a lovely patio area featuring decorative pavers, mature landscaping, and low-maintenance artificial turf, installed in Nov. 2023.
Prime Location: Situated on a quiet street near the up-and-coming Lake Maggiore neighborhood, this home is just minutes to downtown St. Pete’s waterfront, the Grand Central District, Tropicana Field, the Dali Museum, and USFSP. Enjoy quick access to I-275, the beaches, and major shopping areas.
Perfect for a Variety of Lifestyles:

For First-Time Homebuyers: Affordable, well-maintained, and completely updated – move-in ready with nothing to do but enjoy your new home.
For Investors: Great potential for Airbnb with its prime location, appealing features, and easy maintenance.
For Growing Families: Spacious yard, great location near schools and parks, and easy access to local amenities.
This home combines modern convenience with vintage charm, offering the best of both worlds. Whether you're starting your homeownership journey or adding to your investment portfolio, this is a must-see!

Features

  • Rooms: 4
  • Bedrooms: 2
  • Baths: 1 full
  • Lot Size: 51 x 110
  • Laundry: In Kitchen
  • Style: Bungalow
  • Year Built: 1925
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,008
  • Acreage: 0.25
  • Lot Size: 51 x 110
  • Est. Taxes: $2,729
  • Lot Desc: Landscaped
  • Elem. School: Campbell Park Elementary-PN
  • Middle School: Bay Point Middle-PN
  • High School: Gibbs High-PN
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Range, Refrigerator, Washer
  • MLS#: TB8319219
  • Days on Market: 60 days
  • Website: https://www.raveis.com
    /prop/TB8319219/222721ststreets_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/14/2025 5:16:02 AM)
Listing courtesy of MARK SPAIN REAL ESTATE   Phone: 855-299-7653

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2227 21st STREET S, St. Petersburg, FL, 33712

$299,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $239,920 $239,920 $239,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 7.250% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.295% 7.421% 6.644%
Monthly Tax Payment $227 $227 $227
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,616 $1,637 $2,074
Total Monthly Payment $1,918 $1,939 $2,376

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.