34 Lakemere Drive, Southbury, CT, 06488 | $319,000
Unique layout maximizes privacy & convenience will entice the discerning buyer! More than just a place to live, a year-round retreat within the serene Lake Zoar community, for boating enthusiasts, kayakers, and paddle boarders. Private rear deck/ patio seamlessly syncs with its natural surroundings. Front porch overlooks active brook & bridge, simply fantastic when enjoying your morning coffee. Plenty of parking & shed for extra storage! This charming 2 bed/2 full bath cottage offers exterior access to each one bed/bath level. Main-level surprises with inviting great room & offers indoor windows, front bay window (seating) & vaulted ceiling adorned with wood accent beams; deck/patio access & lovely staircase to lower level. Efficient kitchen with hardwood floors, newer ss appliances (gas range), ample cabinetry & direct patio access! Perfect bedroom space includes sizable walk-in closet. Full bath w/ tub/shower combo & vanity complete main level. Modernized, lower level features newer tile floors throughout most. Primary suite with walk-in closet & large primary bath, cozy family room, wood stove, & plenty of closets. Opportunity galore for potential seasonal/yearly rental, in-law, second or starter home! Many improvements ie. , brand new roof, newer vinyl siding, new washer/dryer +. Ask for list of updates! Fabulous lake community location, close to shopping, restaurants, Rt 84 +. Truly a must see to appreciate. Main Bridge damaged during Flood
Features
- Rooms: 5
- Bedrooms: 2
- Baths: 2 full
- Laundry: Main Level
- Style: Cottage,Other
- Year Built: 1925
- Heating: Baseboard,Wood/Coal Stove
- Cooling: Ceiling Fans,Ductless,Split System
- Basement: Partial,Heated,Cooled,Interior Access,Walk-out,Liveable Space,Partial With Walk-Out
- Above Grade Approx. Sq. Feet: 1,141
- Acreage: 0.43
- Est. Taxes: $4,055
- Lot Desc: Additional Land Avail.,Treed,Sloping Lot,Professionally Landscaped,Water View
- Water Front: Yes
- Elem. School: Per Board of Ed
- Middle School: Per Board of Ed
- High School: Per Board of Ed
- Appliances: Gas Range,Microwave,Refrigerator,Dishwasher,Washer,Dryer
- MLS#: 24030519
- Website: https://www.raveis.com
/prop/24030519/34lakemeredrive_southbury_ct?source=qrflyer
Listing courtesy of Coldwell Banker Realty
Room Information
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Ceiling Fan,Walk-In Closet,Laminate Floor | 10.0 x 11.0 | Main |
| Family Room | Tile Floor | 9.0 x 12.0 | Lower |
| Full Bath | Full Bath,Tub w/Shower,Vinyl Floor | Main | |
| Great Room | Bay/Bow Window,9 ft+ Ceilings,Ceiling Fan,Dining Area,Hardwood Floor,Laminate Floor | 15.0 x 21.0 | Main |
| Kitchen | Balcony/Deck,Patio/Terrace,Hardwood Floor | 10.0 x 11.0 | Main |
| Other | Wood Stove,Tile Floor | 7.0 x 12.0 | Lower |
| Primary Bath | Tub w/Shower | Lower | |
| Primary Bedroom | Full Bath,Walk-In Closet,Tile Floor | 14.0 x 14.0 | Lower |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Laurie BergerVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 12578
203.520.1925
Laurie.Berger@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Michael AlvordInsurance Sales Director, William Raveis Insurance
203.925.4507
Michael.Alvord@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
34 Lakemere Drive, Southbury, CT, 06488
$319,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Laurie Berger
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.520.1925
Laurie.Berger@raveis.com
NMLS Mortgage Loan Originator ID 12578
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $255,200 | $255,200 | $255,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
| Monthly Tax Payment | $338 | $338 | $338 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,763 | $1,719 | $2,171 |
| Total Monthly Payment | $2,176 | $2,132 | $2,584 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524