Under contract-accepting backup offers. 2022 gorgeous 4 bed, 2 bath, high ceilings, No Flood zone, free of damage from storms, with an expansive 2104 sq. ft. of living space, located in the warm waterfront town of Crystal Beach, Florida. Surprise! We are a golf cart friendly community and free of HOA fees. The sanctuary coastal park and renewing fishing pier, is a sheer delight for Sunsets. Yes! 5 minute easy walk to the Gulf of Mexico. Bike ride? Yes Yes! Jump on the Pinellas trail for the ultimate bike ride Tarpon Springs to St. Petersburg. Living on vacation with the vibe of Downtown Dunedin nearby, and the beach on Honeymoon Island State Park, banking, post office, gas, grocery, dining and pet grooming are inside a 10 minute drive. Definitely a place to call home!
Rich in beach-inspired aesthetic with distressed-look tile flooring and coffered ceilings in the kitchen and great room. The open floor plan has a spacious great room approx. 25x17 ft. Kitchen has shaker-style soft-close cabinets, a closet pantry, large island, lovely quartz countertops with a stone ledge backsplash. The primary bedroom, approx. 16x17 ft, has a tray ceiling, walk-in closet, and an en-suite bathroom, double-sink vanity and an extra-large shower and a built-in seat. We have a three-way split floor plan, privacy for the additional bedrooms and bath separated by a pocket door for privacy, and a 4th bedroom is located in its own area. Backyard does allow for a pool.
Two-car garage with an 8-foot door, approx. 22x18 feet, big driveway with ample parking space, suitable for a boat. The fenced backyard has a large patio of brick pavers and palm trees. Honored with top-rated schools, Ozona Elementary, Palm Harbor Middle, and Palm Harbor University High. Crystal Beach is home to many for decades, has its own great vibe, and hot spot for scenic sunsets over the Gulf of Mexico.
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Our Executive Mortgage Banker:
Our Insurance Division:
$849,997
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $679,998 | $679,998 | $679,998 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.620% | 6.735% | 6.806% |
Monthly Tax Payment | $867 | $867 | $867 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,410 | $4,354 | $5,970 |
Total Monthly Payment | $5,368 | $5,312 | $6,928 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.