Welcome to 35 Ethan Circle, Middle Island, NY-an architectural masterpiece in an exclusive gated community that redefines resort-style living. This exceptional 4-bedroom, 2. 5-bathroom residence welcomes you with a grand entry foyer leading into an expansive living room featuring soaring 20-foot ceilings and a cozy gas fireplace, creating a dramatic yet inviting space that is perfect for both relaxing and entertaining. Designed for luxury and convenience, this home boasts a formal dining room and a fully up to date eat-in kitchen equipped with stainless steel appliances, stone countertops, and exquisite cabinetry. Elegant touches and finishes throughout create a refined atmosphere that flows seamlessly into the attached family room. A convenient first-floor laundry room enhances the home's practicality, while the private, fenced-in yard provides a tranquil outdoor retreat. Located in a prestigious, guarded community, this home grants access to top-tier amenities, including two opulent clubhouses, 2 indoor pools, and 2 outdoor pools set within lush surroundings. Fitness enthusiasts will appreciate the two gyms, full basketball court, pickleball and tennis courts, and a playground for all ages. For golf lovers, a private 9-hole golf course is included to complete this unparalleled lifestyle. 35 Ethan Circle represents the ultimate blend of elegance and comfort, offering a unique living experience within one of Middle Island's most sought-after gated communities. Don't miss this rare opportunity to own a truly exceptional home!, Additional information: Appearance: mint
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,999 | $479,999 | $479,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $906 | $906 | $906 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,234 | $3,190 | $4,048 |
Total Monthly Payment | $4,232 | $4,188 | $5,046 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.