Welcome to this charming 2-bedroom, 1-bathroom home in the heart of Cortlandt Manor, nestled within the hamlet of Verplanck. From the moment you arrive, you'll be captivated by its curb appeal and inviting character. Step inside to discover a beautiful brick accent wall that complements a large picture window, filling the home with natural light and scenic views. Hardwood floors flow seamlessly throughout, leading you to a kitchen outfitted with stainless steel appliances, granite countertops, and generous counter space. Recessed lighting in the kitchen, dining, and living areas enhances the home's warm and welcoming ambiance. Both bedrooms are bright and airy, with ceiling fans and ample closet space. The living room opens to a sliding glass door, leading to a lovely patio and fenced yard that wraps around the home a perfect space for outdoor relaxation. Additional features include a gas stove, central air conditioning, and municipal water for year-round comfort. The washer and dryer are conveniently tucked away in a closet for easy access. With Metro-North nearby for convenient commuting, quick access to Route 9, and walkable proximity to local restaurants and entertainment, this cozy home is ideally located. Enjoy peaceful strolls to Lake Meahagh and the Hudson River, explore Steamboat Waterfront Park, and take advantage of nearby George's Island Park.
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Our Executive Mortgage Banker:
Our Insurance Division:
$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $424 | $424 | $424 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,047 | $1,994 | $2,530 |
Total Monthly Payment | $2,546 | $2,493 | $3,029 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.