Welcome to this 2024 2-bedroom, 2-bath home located in the tranquil Trails East community of Silver Springs, FL. Nestled on a . 23-acre lot, this 1, 400 SqFt home combines modern comfort with endless possibilities. It backs up to the picturesque Ocala National Forest, with stunning views of Lake Waldena. The home boasts a bright, open layout with 9ft ceilings throughout and a 10-ft tray ceiling. The split HVAC system allows each bedroom to maintain personalized climate control, ensuring ultimate comfort for all occupants. The second bedroom features a private entrance and is pre-plumbed with washer/dryer hookups, a refrigerator, and a sink—making it ideal for an in-law suite. The space can also be converted into two separate bedrooms, making the home a 3/2. The spacious 21x12 screened lanai is a highlight, providing the perfect spot to enjoy your morning coffee or unwind in the evening while taking in the peaceful surroundings. Trails East is a gated community that offers remarkable amenities, including a lakeside pavilion, complimentary RV and boat storage at a remarkably low HOA at just $80/month. The community has its own private water and sewer, helping keep the utility bills low. You can enjoy activities like kayaking, paddleboarding, and fishing on Lake Waldena, just a short walk away. Silver Springs State Park and the Ocala national forest are mere minutes from the home. Located just outside Ocala, this property offers convenient access to shopping, dining, and the charm of historic downtown Ocala. For those craving a coastal escape, Ormond Beach is only an hour’s drive away. This home is perfect for first-time buyers or anyone dreaming of a peaceful retreat. With its combination of modern features, stunning location, and versatile possibilities, this property is a rare gem. Don’t miss your chance to make it yours—schedule your showing today!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $238,800 | $238,800 | $238,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $21 | $21 | $21 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,589 | $1,587 | $2,048 |
Total Monthly Payment | $1,685 | $1,683 | $2,144 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.