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1160 NE 130th TERRACE, Silver Springs, FL, 34488 | $298,500
Welcome to this 2024 2-bedroom, 2-bath home located in the tranquil Trails East community of Silver Springs, FL. Nestled on a . 23-acre lot, this 1, 400 SqFt home combines modern comfort with endless possibilities. It backs up to the picturesque Ocala National Forest, with stunning views of Lake Waldena. The home boasts a bright, open layout with 9ft ceilings throughout and a 10-ft tray ceiling. The split HVAC system allows each bedroom to maintain personalized climate control, ensuring ultimate comfort for all occupants. The second bedroom features a private entrance and is pre-plumbed with washer/dryer hookups, a refrigerator, and a sink—making it ideal for an in-law suite or generating rental income. The space can also be converted into two separate bedrooms, making the home a 3/2. This flexibility creates opportunities for long-term or short-term rental potential, perfect for investors or first-time buyers seeking supplemental income. The spacious 21x12 screened lanai is a highlight, providing the perfect spot to enjoy your morning coffee or unwind in the evening while taking in the peaceful surroundings. Trails East is a gated community that offers remarkable amenities, including a lakeside pavilion, complimentary RV and boat storage at a remarkably low HOA at just $80/month. The community has its own private water and sewer, helping keep the utility bills low. You can enjoy activities like kayaking, paddleboarding, and fishing on Lake Waldena, just a short walk away. Silver Springs State Park and the Ocala national forest are mere minutes from the home. Located just outside Ocala, this property offers convenient access to shopping, dining, and the charm of historic downtown Ocala. For those craving a coastal escape, Ormond Beach is only an hour’s drive away. This home is perfect for first-time buyers, savvy investors, or anyone dreaming of a peaceful retreat with income potential. With its combination of modern features, stunning location, and versatile possibilities, this property is a rare gem. Don’t miss your chance to make it yours—schedule your showing today!
Features
- Rooms: 5
- Bedrooms: 2
- Baths: 2 full
- Lot Size: 90 x 110
- Laundry: Laundry Room
- Year Built: 2024
- Garage: 2-car Garage Faces Rear
- Heating: Electric, Other, Zoned
- Cooling: Mini-Split Unit(s), Zoned
- Approx Sq. Feet: 1,400
- Acreage: 0.23
- Lot Size: 90 x 110
- Est. Taxes: $252
- HOA Fee: $80 Monthly
- Lot Desc: Cleared
- View: Trees/Woods, Water
- Elem. School: East Marion Elementary School
- Middle School: Ft McCoy Middle
- High School: Lake Weir High School
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range Hood, Refrigerator
- MLS#: OM689128
- Days on Market: 0 day
- Website: https://www.raveis.com
/prop/OM689128/1160ne130thterrace_silversprings_fl?source=qrflyer
Listing courtesy of REMAX/PREMIER REALTY Phone: 352-732-3222
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
1160 NE 130th TERRACE, Silver Springs, FL, 34488
$298,500
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $238,800 | $238,800 | $238,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
| Monthly Tax Payment | $21 | $21 | $21 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,589 | $1,569 | $2,014 |
| Total Monthly Payment | $1,685 | $1,665 | $2,110 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388