Post Helene opportunities like this do not come round often. This waterfront opportunity is nestled on a serene cul-de-sac, this spacious 4-bedroom, 2-bath home offers the perfect blend of relaxation, elegance, and entertainment. Designed for both comfort and functionality, this residence features an oversized 2-car garage, updated windows with sliders, and a large screened-in balcony that invites you to enjoy Florida’s year-round sunshine. The expansive master suite is a true retreat, offering ample space for a jacuzzi tub, a double vanity, and a generous walk-in closet. This sanctuary is designed ultimate privacy and relaxation. Situated on a rare reverse pie lot with over 163 feet of waterfrontage along a newly installed seawall, this property provides plenty of room for outdoor activities. The fully fenced backyard is perfect for families, pet lovers, or those who enjoy entertaining by the water. With the added peace of mind from the new seawall, you can enjoy the tranquility and beauty of waterfront living. The home’s tile roof not only adds durability but also enhances its aesthetic appeal. Inside, a cozy fireplace adds warmth and charm, creating an inviting atmosphere perfect for all seasons. Whether you're relaxing by the pool, hosting guests on the screened-in balcony, or enjoying the serenity of your private waterfront oasis, this home offers a lifestyle of comfort and convenience in a prime location. The neighborhood has a peaceful vibe yet close to downtown, parks and plenty of activities. Great schools are just around the corner. Take a bike ride to beautiful downtown St. Pete, Parks and Recreation Center, Dog parks, Whole foods/Publix, gyms, etc. It's just a short drive to the beautiful beaches and Gulf of Mexico. Tampa Airport is 25 minutes away and St. Pete/Clearwater airport is 20 minutes away. Please note, this home has NEVER flooded prior to Helena that brought the worst flooding Tampa has seen in 100 years due to its impressive elevation.
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $796,000 | $796,000 | $796,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.620% | 6.735% | 6.806% |
Monthly Tax Payment | $422 | $422 | $422 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $5,163 | $5,097 | $6,989 |
Total Monthly Payment | $5,677 | $5,611 | $7,503 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.