Charming Classic Residence built in 1929 featuring architectural details with 3 bedrooms and 2 full baths in desirable Stone Ridge community is available on the market for the first time in over 45 years. Lovingly cherished by the same family for many decades ensuring many original details remain intact and celebrated. The Custom built ins, crown moldings, woodwork and crafted details add warmth and character to this gem. There are many highlights and charm to this property. The classic library shelving makes a great spot to showcase your literary collections or treasured decor, the sun room quietly awaits the new owners personal touches that would be fitting for a relaxing space in natures backdrop, great for an artist, quiet space or to cozy up with a book. The over sized kitchen has multiple stations for food prep and still have space for gathering and entertaining. Upstairs features walk in cedar closets, three bedrooms and plenty of storage spaces. The garage has an attached outbuilding towards that back that can be converted into more usable space, workshop or studio. All this in the quaint and historic Stone Ridge close to Farmer's Markets, Breweries, Wineries, for the out door enthusiasts there are hiking trails, skiing, swimming. Only 15 minutes to Kingston, minutes from Minnewaska State Park, Mohonk Mountain Preserve, and less than 2 hours to NYC. Additional Information: Amenities: Storage, HeatingFuel: Oil Above Ground, A/O 11/17
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,200 | $439,200 | $439,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $515 | $515 | $515 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,959 | $2,919 | $3,704 |
Total Monthly Payment | $3,566 | $3,526 | $4,311 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.