NEW CONSTRUCTION, situated on over a quarter-acre lot. SELLER FINANCING is available with 20% down. This beautiful 3-bedroom, 2-bath home offers a blend of modern design and exceptional quality, ready for its first owner. The open floor plan is bathed in natural light and showcases tile flooring throughout, 5-inch baseboards, and elegant tray ceilings. The thoughtfully designed layout connects the main living area to a dining space, with the kitchen conveniently positioned nearby. The kitchen features granite countertops, soft-close 42-inch cabinets, and brand-new stainless steel appliances, creating a functional and stylish space. French doors in both the living area and the primary bedroom lead to a spacious covered patio, perfect for relaxing or entertaining. The primary suite includes a walk-in closet and an en suite bathroom with dual sinks, granite countertops, and soft-close cabinetry. The secondary bathroom mirrors these high-end finishes, ensuring a cohesive design throughout the home. Built with durability and convenience in mind, this home boasts high-impact windows and doors, a water softener, and a high-impact garage door. The 2-car garage includes pull-down attic access, providing additional storage. Ideally located near beaches, dining, shopping, and hospitals, this home is the perfect combination of style, functionality, and convenience. Purchase with confidence as there is a 1 year, all encompassing, warranty included!
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Our Executive Mortgage Banker:
Our Insurance Division:
$369,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,200 | $295,200 | $295,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $47 | $47 | $47 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,014 | $1,962 | $2,489 |
Total Monthly Payment | $2,136 | $2,084 | $2,611 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.