Looking for something unconventional??? This is not your typical home. It is located just across Cortez Rd from Florida's oldest fishing village and less than 2 short miles to the beautiful beaches of Anna Maria Island.
This charming 2 bedroom and 1. 5 bathroom home has been lived-in and loved throughout the years. A new roof was put on in 2019, 2024 HWH. The property was damaged by Hurricane Milton. The home has been cleaned out and the affected drywall was removed. The family room is finished in stained cypress wood. The back building has two storage areas perfect for entertaining or storing your boat/RV/toys . There is also lots of paved parking in the rear and a separate (3rd) storage shed in the back for all your gardening or beach gear. The possibilities are endless. Parrot Cove Marina is located at the end of the street, with boat slips and boat launch that provide access to Palma Sola Bay for a fee. This friendly neighborhood offers a community park (Sunny Shores Park) located just down the road and with an optional HOA membership you can use the clubhouse. Cub Car Golf Cart is included in the sale. Call for details.
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Our Executive Mortgage Banker:
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$200,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $160,000 | $160,000 | $160,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $77 | $77 | $77 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,064 | $1,063 | $1,372 |
Total Monthly Payment | $1,215 | $1,214 | $1,523 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.