Welcome home to this 3 Bedroom, 2. 5 bath townhome nestled in the peaceful & sought-after community of The Sanctuary in St. Cloud. From the private stone-paved driveway, you can access the 1-car attached garage space & the covered front porch, perfect for enjoying your mornings or evenings with a view of the quiet neighborhood. Step inside to the large open kitchen with plenty of cabinet storage, beautiful tiled backsplash and all stainless steel appliances. An elegant offset area of the kitchen is the dining room with the large picture window looking out to the front of the home. The breakfast bar from the kitchen overlooks the open dinette & living room with a large sliding glass doors which provide plenty of natural light. Tile flooring runs through the entryway and wet areas, and beautiful luxury vinyl planks run through the open concept living room and dinette. A half bath & full washer/dryer hookup laundry closet completes the downstairs. Upstairs, two nicely-sized bedrooms share a full bathroom with private water closet & water-saving dual flush toilet. Owners can escape to their primary suite with its own sanctuary with a walk-in closet and an en-suite bathroom featuring dual vanities, a large corner soaking tub, and a separate shower. Downstairs, the oversized sliding glass doors open up to the paved patio space with privacy dividers on each side and large grass yard space. The Sanctuary community offers a tranquil, gated community with amenities such as a community pool and surrounding walking trails for the perfect blend of luxury, comfort, and convenience. Located near the Florida turnpike, it is just minutes away from major dining, shopping, attractions & the beaches. You will not want to miss out on this opportunity - Call today for a private showing!
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Our Executive Mortgage Banker:
Our Insurance Division:
$320,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $256,000 | $256,000 | $256,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $206 | $206 | $206 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,703 | $1,701 | $2,159 |
Total Monthly Payment | $1,984 | $1,982 | $2,440 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.