THIS **TURNKEY** condo in building "H" of the Palma Del Mar Waterfront Community on Isla Del So, offers ***GOLF COURSE and WATERFRONT VIEWS*** from your windows and balcony. Step inside this meticulously maintained residence and experience the the tasteful decor and modern updates. The kitchen has been renovated with stainless steel appliances, granite countertops, and a stylish glass backsplash. The removal of popcorn ceilings enhances the contemporary ambiance, while the floors have been upgraded to a combination of porcelain tile and Bamboo. This condo is truly move-in ready, featuring a recently replaced HVAC system (2 years old) and all-new windows and sliders installed approximately 4-5 years ago. The convenience of an inside laundry with a newer washer and dryer adds to the overall appeal. Your package includes a covered parking space and additional storage. The 2nd floor recreation room is perfect for entertaining or unwinding after a day of enjoying the resort-style amenities. The Palma Del Mar community offers a fitness room, pool, hot tub, and convenient kayak storage for water enthusiasts. Situated on the sought-after Isla Del Sol island, residents have access to an 18-hole championship golf course, marina, clubhouse, restaurants, tennis courts, and a fitness center with a membership. The prime location allows for quick access to St Pete Beach, Fort DeSoto, I275, and Downtown St Petersburg, making every day a vacation.
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Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $567 | $567 | $567 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,924 | $3,773 |
Total Monthly Payment | $3,586 | $3,583 | $4,432 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.