14161 BACKBARRIER Road, Jacksonville, FL, 32224 | $615,000

IMMACULATE WATERFRONT TOWNHOME ON PREMIUM LOT IN PABLO COVE. This Waverly floor plan, end unit features a wide open layout with tons of windows providing natural light throughout highlighting the upgraded luxury vinyl plank flooring. The kitchen overlooks the dining area and family room and features a large quartz island and countertops, under cabinet lighting, custom tiled backsplash, stainless steel natural gas appliances, custom slide outs in all cabinets and an oversized walk in pantry. Upstairs features a large loft/flex area, laundry room, 2 guest bedrooms with a bathroom featuring an upgraded walk in shower. With a split floorplan to the Owner's Suite which features a spacious walk-in closet and a luxurious bathroom with upgraded shower and quartz double vanity. Ceiling fans in all bedrooms. Home also features extra recessed lighting throughout, a large screened lanai overlooking water, whole house Water Softener and a 2 car garage with extra storage above & Shark Coating Floor Pablo Cove is located only minutes from the beach the Mayo Clinic and JTB. Community features a crystal blue pool, pavilion, recreation lawn and more.

Features

  • Amenities: Barbecue, Fitness Center, Gated, Maintenance Grounds
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Electric Dryer Hookup, Washer Hookup
  • Year Built: 2023
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,062
  • Acreage: 0.08
  • Est. Taxes: $1,197
  • HOA Fee: $212 Monthly
  • Lot Desc: Sprinklers In Front, Sprinklers In Rear
  • View: Pond
  • Water Front: Yes
  • Elem. School: Alimacani
  • Middle School: Kernan
  • High School: Atlantic Coast
  • Appliances: Convection Oven, Dishwasher, Disposal, Gas Range, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned
  • MLS#: 2055792
  • Days on Market: 44 days
  • Website: https://www.raveis.com
    /prop/2055792/14161backbarrierroad_jacksonville_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

14161 BACKBARRIER Road, Jacksonville, FL, 32224

$615,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $492,000 $492,000 $492,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $100 $100 $100
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,315 $3,270 $4,149
Total Monthly Payment $3,507 $3,462 $4,341

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.