USDA financing available for eligible buyers with ZERO percent down payment options. This newly renovated home sits on a spacious 1. 03-acre lot in North Lakeland!
The interior has been fully renovated, updating this home while giving you peace of mind! It features an open floorplan, brand-new A/C, new windows, new electric water heater, updated electrical and plumbing, and all new luxury vinyl plank, carpet, and tile throughout. The kitchen is brand new and boasts quartz countertops, stainless steel appliances, lots of cabinet storage space, and a pantry. The centerpiece of the home, maintaining its original character, is a beautiful floor to ceiling brick fireplace and mantle. The interior also offers a large bonus room providing space for a playroom, family room, home office, gym, or more! Each bedroom has been updated with new ceiling fans and both bathrooms are renovated with new vanities, quartz countertops, and subway shower tile.
With just over one acre of land, this property offers so many possibilities. The exterior has been updated with a new roof, new drain field, new landscaping, and fresh paint. The side yard hosts a 10x20 shed, perfect for additional storage, projects, or workshop. The screened-in rear porch provides the ideal place to relax with friends and family with the view of your spacious fenced backyard. There is also a covered front porch overlooking the beautiful oak tree in the front yard.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$409,950
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $327,960 | $327,960 | $327,960 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $346 | $346 | $346 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,210 | $2,180 | $2,766 |
Total Monthly Payment | $2,631 | $2,601 | $3,187 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.