9004 Pine Tree DRIVE, Lakeland, FL, 33809 | $409,950

USDA financing available for eligible buyers with ZERO percent down payment options. This newly renovated home sits on a spacious 1. 03-acre lot in North Lakeland!
The interior has been fully renovated, updating this home while giving you peace of mind! It features an open floorplan, brand-new A/C, new windows, new electric water heater, updated electrical and plumbing, and all new luxury vinyl plank, carpet, and tile throughout. The kitchen is brand new and boasts quartz countertops, stainless steel appliances, lots of cabinet storage space, and a pantry. The centerpiece of the home, maintaining its original character, is a beautiful floor to ceiling brick fireplace and mantle. The interior also offers a large bonus room providing space for a playroom, family room, home office, gym, or more! Each bedroom has been updated with new ceiling fans and both bathrooms are renovated with new vanities, quartz countertops, and subway shower tile.
With just over one acre of land, this property offers so many possibilities. The exterior has been updated with a new roof, new drain field, new landscaping, and fresh paint. The side yard hosts a 10x20 shed, perfect for additional storage, projects, or workshop. The screened-in rear porch provides the ideal place to relax with friends and family with the view of your spacious fenced backyard. There is also a covered front porch overlooking the beautiful oak tree in the front yard.

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 150 x 300
  • Laundry: Inside
  • Year Built: 1980
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,302
  • Acreage: 1.03
  • Lot Size: 150 x 300
  • Est. Taxes: $4,149
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: L4948702
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/L4948702/9004pinetreedrive_lakeland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/21/2024 6:02:22 PM)
Listing courtesy of PORCHLIGHT HOMES LLC   Phone: 863-529-3369

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

9004 Pine Tree DRIVE, Lakeland, FL, 33809

$409,950

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $327,960 $327,960 $327,960
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.296%
Monthly Tax Payment $346 $346 $346
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,182 $2,180 $2,766
Total Monthly Payment $2,603 $2,601 $3,187

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.