Welcome home to the Popular Chestnut model with 1296 sf of living area. PLUS 150sf enclosed Lanai with sliding windows and ceiling fan. The entire lot has mature landscaping and a well manicured lawn and features a newly paved drive way and front porch. The home was recently upgraded with all new vinyl siding which ads to its curb appeal. The open floor concept features a large living room and dining room as you enter the front door with vinyl wood flooring. The kitchen features newer appliances with ceramic tile. The primary bedroom is carpeted with an oversized walk in closet and oversized vanity with extra counter space. The guest bedroom is carpeted with an oversized walk in closet and a LARGE full guest bathroom is adjacent to guest bedroom. Water Heater is newer and includes an Easy Water Branded water conditioning system, A/C is 2020 and garage floor was recently epoxied. Garage features a screened door.
Community Features: Located in the sought-after 55+ community of Spruce Creek South in Summerfield, Central Florida. Close to amenities and services, just minutes away from HWY 441. Gated golf course and golf cart community with guard on duty in the front gate, and security drives around the security 24/7. Convenient access to various establishments, including dentists, banks, doctors, Walmart, BJ's, gas stations, retail shops, hair and nail salons, many restaurants, doctors, Lowe's, and more. Clubhouse with heated pool, fitness center, his and hers spa, billiard room, craft room, game rooms, event room, kitchen and more. . . Outdoor amenities include tennis courts, softball field, shuffleboard, golf course, doggy trails, walking and biking trails, air gun club activities, and more. Options on cable, satellite, and high-speed internet available. Additional gated parking available for RVs or trailers located in the back of the community, at an additional low cost. Community Activities: The clubhouse offers planned activities throughout the year and various groups to join. The groups also feature outdoor planned activities during the year. The villages are just a few miles away, for additional entertainment, great eateries and shopping.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$221,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $177,599 | $177,599 | $177,599 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $89 | $89 | $89 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,212 | $1,180 | $1,498 |
Total Monthly Payment | $1,376 | $1,344 | $1,662 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.