SELLER IS OFFERING BUYER CONCESSIONS with a competitive offer!! Welcome to your serene retreat in the heart of St. Johns County, nestled in the Bay Point at Cunningham Creek community! This stunning lake-view home combines modern updates with classic charm, providing a peaceful and private oasis in a prime location. Residents of Bay Point enjoy access to a community pool, a newly built playground, and a soccer field—ideal for family fun and relaxation! Step inside to discover a fully refreshed interior with a brand-new ROOF, beautiful new LVP flooring throughout, updated fixtures, stylish vanities, & granite countertops. The open floor plan, accentuated by abundant natural light, creates a spacious, airy feel that's perfect for both relaxation and entertaining. The primary bedroom is thoughtfully positioned for maximum privacy, providing a quiet retreat away from the rest of the home. A At the front of the house, a versatile flex space offers the perfect spot for a home office, study, or reading nook. The kitchen combines style and functionality, featuring a cozy eat-in area that opens seamlessly to a separate dining area and flows beautifully into the living room. Unwind in the Florida room, where serene lake views and a sense of privacy make it perfect for morning coffee or evening relaxation. Meticulously maintained and move-in ready, this home is waiting to welcome you. Don't miss your chance to experience it in personschedule your tour today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $169 | $169 | $169 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,728 | $2,658 | $3,402 |
Total Monthly Payment | $2,972 | $2,902 | $3,646 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.