This charming 3-bedroom, 2-bathroom home with an additional Commercial building on Highway 314 in beautiful Salt Springs features a unique blend of serene living and Zoned B2. Situated on a spacious corner lot, this versatile property is perfect for those seeking both a peaceful retreat and Business Opportunity. The well-maintained home boasts thoughtful updates throughout, including a spacious primary bedroom with pine ceilings, walk-in closets, and an upgraded en-suite bathroom featuring a jacuzzi tub and separate shower. The kitchen is a chef's delight, provides wood cabinetry, stainless steel appliances, and a convenient pantry for added storage. The inviting Florida room and screened porch boasts perfect spaces for relaxation, while the open floor plan creates a seamless flow between the dining and living areas, ideal for family gatherings and entertaining guests. Additionally, the property includes a 20x40 RV/Motorhome carport with a slab foundation and hookup capabilities, ensuring ample space for all your recreational vehicles. Whether you're looking for a tranquil home or a place to run your business, this property provides the best of both worlds. Lake Kerr Access available with optional membership. The Commercial building has Hwy 314 Frontage, Concrete building existing of 400 sq ft, has potential to add on up to 4000 sq ft. Was formerly a Beauty Salon.
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $243 | $243 | $243 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,612 | $1,590 | $2,017 |
Total Monthly Payment | $1,929 | $1,907 | $2,334 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.