Discover Luxury Living in a Stunning 4-Bed, 2-Bath Craftsman Home by Richmond American. This residence offers the perfect blend of luxury, comfort, and practicality; set on an oversized lot ideal for boat and RV owners. The heart of the home is a chef-inspired kitchen that is as beautiful as it is functional. Featuring sleek quartz countertops, stainless steel appliances, and pristine white shaker cabinetry, offers everything you need to prepare gourmet meals or entertain guests. The interior is complemented by durable luxury vinyl plank flooring, offering both elegance and viability. The spacious 3-car garage boasts resilient shark flooring, and additional features include gutters surrounding home. Enjoy the beauty of nature from your screened-in patio and fully fenced yard, where tranquil views of the pond and local wildlife await. Expansive lot offers plenty of room for pets, minimal HOA restrictions allowing for boat or RV storage. Community Amenities: This home is situated in a vibrant community with an abundance of amenities. Enjoy the sparkling pool, fitness center, jogging path, and recreational courts including tennis, pickleball, and basketball. Peaceful ponds add a serene touch to the community, perfect for leisurely strolls. Additional Perks: Move-in ready, this home includes all the essentials, including a washer and dryer. With an assumable VA loan at an attractive rate of 4. 875%, this home presents an exceptional opportunity for qualified buyers. Don't miss out on this incredible opportunity to own a luxury Craftsman home with all the features you desire. Schedule a showing today and experience the unparalleled comfort and convenience this home offers!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $308,000 | $308,000 | $308,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $397 | $397 | $397 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,127 | $2,075 | $2,620 |
Total Monthly Payment | $2,599 | $2,547 | $3,092 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.