Welcome to your dream home, a spacious 2-bedroom, 2-bathroom coop unit nestled in the coveted upper corner with an abundance of windows that flood the space with natural light. Enjoy stunning clear views of the downtown White Plains skyline, creating a picturesque backdrop to your everyday life. This low-maintenance residence not only provides comfort but also boasts a fantastic location, within easy reach of parks, bus routes, and schools, ensuring convenience at every turn. Living in downtown White Plains means having a vibrant lifestyle at your doorstep, with a wide array of restaurants, coffee shops, and entertainment options just minutes away. The layout of the unit is thoughtfully designed, offering great flow and an ideal size for both relaxation and entertaining. The dedicated entranceway leads you into a bright dining room that seamlessly connects to the kitchen and the welcoming living room, which features beautiful built-ins that add charm and functionality. Retreat to the primary bedroom, complete with its own en-suite bathroom and two generous closets, providing ample storage space. This unit not only promises comfort and style but also offers incredible potential for personalization and growth. Whether you're looking to make it your forever home or a savvy investment, this coop unit presents a unique opportunity to embrace spacious living in the heart of White Plains. Don't miss out on the chance to make this lovely property your own!
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,591 | $1,590 | $2,051 |
Total Monthly Payment | $1,666 | $1,665 | $2,126 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.