8044 Saint James WAY, Mount Dora, FL, 32757 | $395,000

This pristine and affordable 3-bedroom, 2-bathroom home is move-in ready and situated in the highly desirable Country Club of Mount Dora! Picture yourself meandering through peaceful, tree-lined streets with stunning golf course views, arriving at the tranquil enclave of Saint James. Here, you'll find a beautiful home boasting curb appeal and upgraded features that make it truly special. From 2021 to 2024, this home has seen thoughtful updates that will save you money while bringing joy and peace of mind. Imagine a new roof, HVAC system, fresh interior and exterior paint, a sleek epoxy garage floor, gutters, and downspouts. Enjoy brand-new appliances, including a stove, refrigerator, washer, and dryer. Bask in the elegance of the engineered hardwood flooring in the main living areas and relish the privacy offered by the newly installed backyard fencing. The lush front lawn, maintained by the HOA, is adorned with majestic palm trees that perfectly frame the home's attractive stucco facade. With a spacious driveway and a 2-car garage, there's ample parking for family and friends alike. Step inside through the welcoming covered entry to discover an interior filled with casual, comfortable elegance. Sunlight pours through large windows, highlighting the sumptuous crown molding in every room, while a neutral color palette adds serenity to the backdrop. The front living and dining room area is perfect for hosting dinner parties and holiday celebrations. The open-concept kitchen and family room create the ideal space for everyday living, ideally suited for family dinners followed by game or movie nights. The lovely kitchen features 42-inch wood cabinetry, a sprawling breakfast bar, updated appliances, and recessed lighting, opening up to a gleaming wood-floored family room with views and access to the rear lanai and backyard through a glass slider. The primary bedroom offers wood floors, a well-designed walk-in closet, and a private en-suite with a dual sink vanity, make-up station, deep soaking tub, tiled shower, and private water closet. Two guest bedrooms share a full hallway bathroom with a tub/shower combo. Convenience is at hand with a laundry room featuring storage cabinetry and a new washer/dryer. Additional storage can be found in the garage with removable cabinetry plumbed for a sink. Relax on the rear lanai and enjoy your cozy backyard. With the HOA maintaining the lawn, you can enjoy carefree living. Spend your days playing golf on the challenging 18-hole championship course, meeting friends at the clubhouse restaurant, or enjoying pickleball, tennis, or a swim in the community pool. Just 5 minutes to historic downtown Mount Dora, with an easy commute to Orlando, Disney, and nearby beaches, this home offers a lifestyle you can't resist!

Features

  • Amenities: Clubhouse, Fence Restrictions, Golf Course, Pickleball Court(s), Playground, Pool, Recreation Facilities, Security, Tennis Court(s), Vehicle Restrictions
  • Rooms: 12
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 50 x 120
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Style: Florida
  • Year Built: 2002
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,981
  • Acreage: 0.14
  • Lot Size: 50 x 120
  • Est. Taxes: $4,917
  • HOA Fee: $240 Quarterly
  • Lot Desc: City Lot, Sidewalk, Street Dead-End
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: G5088909
  • Days on Market: 12 days
  • Website: https://www.raveis.com
    /prop/G5088909/8044saintjamesway_mountdora_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/22/2024 8:32:08 PM)
Listing courtesy of ERA GRIZZARD REAL ESTATE   Phone: 352-735-4433

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

8044 Saint James WAY, Mount Dora, FL, 32757

$395,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $316,000 $316,000 $316,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $410 $410 $410
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,129 $2,100 $2,665
Total Monthly Payment $2,614 $2,585 $3,150

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.