One or more photo(s) has been virtually staged. Welcome to this charming, solid-built block home nestled in the coveted Lakewood Estates golf community. This can be a redevelopment opportunity to build or improve. Featuring 2 bedrooms, 1 full bath, and 850 square feet of thoughtfully designed living space, this high-and-dry property did not flood during Hurricane Helene or Milton and boasts an open-concept floor plan that's perfect for modern living. The versatile bonus room offers flexibility as a potential third bedroom, office, or creative space. Situated on a spacious 0. 4-acre lot, this home features a large backyard, ideal for outdoor enjoyment, and a convenient covered carport. Enjoy the peace of no HOA restrictions and the convenience of a prime location — just 10 minutes from Downtown St. Petersburg, with easy access to I-275 for seamless commutes to Tampa Bay and only 25 minutes to St. Pete/Clearwater International Airport. This property is the perfect blend of comfort, convenience, and community. Some of the photos have been photoshopped to remove personal belongings and items.
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$290,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $232,000 | $232,000 | $232,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $362 | $362 | $362 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,583 | $1,542 | $1,956 |
Total Monthly Payment | $2,020 | $1,979 | $2,393 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.