Price Adjustment! Come see this well maintained 2 bedroom, 2 bath home in the desirable, maintenance free, 55+ community in Mainlands of Tamarac. This home features solid block construction, an inside laundry room, large open living room, dining area and family room that boasts lots of natural light. The kitchen features corian countertops and cabinets that are cream in color. Cabinets appear yellow in photos from the overhead lighting. The original windows were updated in 2018 and are equipped with hurricane shutters. HVAC was replaced in 2021, guest bath remodeled in 2023, fresh interior paint througout, 2023 new washer, 2023 new stove and overhead microwave, new fans/lights, protective film on most windows, 2024 insulation througout, 2024 new AC ducts installed and added to both bathrooms and laundry room and new laminate flooring in both bedrooms. Mainlands community surrounds a public golf course and is not too far from our beautiful beaches, downtown St. Pete and both the St. Pete Clearwater Airport and Tampa International Airport. Enjoy the ammenties that include the clubhouse, community pool, shuffleboard and lots of activities or just enjoy relaxing on your back patio. Cable TV, internet, roof, ext paint, lawn maintenance, sewer, water and trash are all included in the monthly fee. NO Flood Insurance needed. Call today for your private tour!
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Our Executive Mortgage Banker:
Our Insurance Division:
$285,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $228,000 | $228,000 | $228,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $190 | $190 | $190 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,536 | $1,515 | $1,923 |
Total Monthly Payment | $1,801 | $1,780 | $2,188 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.