1601 43rd STREET N, #110, St. Petersburg, FL, 33713 | $290,000

One or more photo(s) has been virtually staged. $10K Price Reduction! Welcome to your new home in the heart of sunny St. Petersburg! This spacious 2-bedroom, 2-bathroom villa, located in a 55+ community, offers a low-maintenance lifestyle in a X flood zone (No Flood Insurance Required & this home did NOT flood in Milton or Helene!). Step inside to find an open floor plan filled with natural light (HURRICANE IMPACT WINDOWS 2019), featuring a comfortable living and dining area perfect for entertaining or relaxing. The kitchen is equipped with modern appliances, ample storage, under cabinet lighting, plenty of counter space, and easy access to the in-unit laundry closet. Both bedrooms are generously sized, with the master suite offering a private bath with a walk-in shower along with a walk-in closet. The secondary bedroom also offers its own bathroom with a tub/shower combination. Outside, you will have two cozy patios or 'catios' for you and your furry friend to relax on! Both outdoor spaces provide a perfect spot to enjoy Florida’s beautiful weather. The door off of the kitchen can function as a screen door as well so that you can enjoy a breezy day from inside your home. For added convenience, enjoy covered parking right outside your front door and ample visitor parking! As a resident of this community, you’ll have access to the sparkling community pool, and the clubhouse where you can swim, relax, and socialize with neighbors. Conveniently located near shopping, dining, and parks, and just a short drive to the beautiful Gulf beaches, this villa is ideal for those seeking a vibrant yet peaceful Florida lifestyle. Schedule a showing today and see all that this delightful home and community have to offer!

Features

  • Heating: Central
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Clubhouse, Lobby Key Required
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Closet
  • Complex: HARSHAW LAKE PARK CONDO
  • Year Built: 1971
  • Common Charge: $594 Monthly
  • Approx Sq. Feet: 1,215
  • Est. Taxes: $509
  • Adult Communities: Yes
  • Pet Policy: Breed Restrictions, Cats OK, Number Limit, Size Limit, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8316562
  • Days on Market: 10 days
  • Website: https://www.raveis.com
    /prop/TB8316562/160143rdstreetn_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/21/2024 1:47:11 PM)
Listing courtesy of REALTY ONE GROUP SUNSHINE   Phone: 727-293-5100

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1601 43rd STREET N, #110, St. Petersburg, FL, 33713

$290,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $232,000 $232,000 $232,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.296%
Monthly Tax Payment $42 $42 $42
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,544 $1,542 $1,956
Total Monthly Payment $1,661 $1,659 $2,073

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.