Welcome to this beautifully restored 3-bed, 3-bath antique home, nestled on the picturesque banks of the Blackwater River at the end of West Salisbury Road. Thoughtfully updated, this home features exceptional insulation and triple-glazed windows for year-round comfort and energy efficiency. Set in a tranquil rural location adjoining Army Corps of Engineers land, the property offers an expansive natural backdrop. The yard extends on both sides of the road, with the river on one side and a lush field on the other—perfect for gardening, raising animals, or both. Enjoy fruit-bearing trees, a tool shed for gardening, and the shade of a majestic 100–200-year-old American Elm, along with mature Maple and Oak trees. With nearly 2, 500 sq. ft. of finished living space, this home balances antique charm with modern updates. An additional 1, 600 sq. ft. in the Ell offers potential for a workshop, business, or extra living space, while the attached barn features two garage bays, a spacious second floor, and a lower-level room accessible from the Ell. The nearly completed third floor adds even more possibilities. This home is a peaceful retreat that perfectly blends history, charm, and modern comfort. Open House Saturday, JANUARY 25th 10AM to 2PM!
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $660,000 | $660,000 | $660,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.250% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.502% | 6.220% | 5.781% |
Monthly Tax Payment | $101 | $101 | $101 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,645 | $4,010 | $5,437 |
Total Monthly Payment | $3,838 | $4,203 | $5,630 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.