2 Beechwood Drive, Congers, NY, 10920 | $575,000
Welcome home to this delightful raised ranch in the heart of Congers, nestled within the coveted Clarkstown School District! This lovely residence boasts four bedrooms and two full baths, making it the perfect place for families to create lasting memories. As you step inside, you'll be greeted by a bright and inviting main level featuring three cozy bedrooms and a beautifully updated full bath. The open layout flows effortlessly into the heart of the home, where natural light dances off the stunning hardwood floors. Outdoor living is a joy with your Trex decking, perfect for barbecues or sipping your morning coffee. This home has been lovingly maintained, with fresh paint inside and out, new Andersen windows (2022), and updated stainless steel appliances in the kitchen. Convenience is key, with easy access to highways, shopping, and local parks, all while being just across the street from a picturesque lake, offering endless opportunities for outdoor adventures. Don’t miss out on this wonderful opportunity to call this charming raised ranch your new home! Additional Information: ParkingFeatures: 1 Car Attached,
Features
- Rooms: 11
- Bedrooms: 4
- Baths: 2 full
- Style: Ranch
- Year Built: 1965
- Heating: Natural Gas, Baseboard
- Cooling: Wall/Window Unit(s)
- Basement: Finished
- Approx Sq. Feet: 1,668
- Acreage: 0.21
- Est. Taxes: $12,493
- Lot Desc: Views, Corner Lot
- View: Lake
- Elem. School: Lakewood Elementary School
- High School: Clarkstown North Senior High School
- School District: Clarkstown
- Appliances: Gas Water Heater, Dishwasher, Dryer, Microwave, Refrigerator, Washer
- MLS#: H6332414
- Days on Market: 7 days
- Website: https://www.raveis.com
/prop/H6332414/2beechwooddrive_congers_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
2 Beechwood Drive, Congers, NY, 10920
$575,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $460,000 | $460,000 | $460,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
| Monthly Tax Payment | $1,041 | $1,041 | $1,041 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,099 | $3,057 | $3,879 |
| Total Monthly Payment | $4,232 | $4,190 | $5,012 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535