748 E Main Street, Middletown (Wallkill), NY, 10940 | $300,000
Welcome to 748 East Main Street! This charming 3-bedroom Cape Cod home is ideally situated 1/2 a mile from Route 17 and I-84, making commuting a breeze and placing you close to shopping, dining, and more. Set on a spacious 1. 4-acre lot along the scenic Wallkill River, this home offers a blend of convenience and tranquility. The main level features an eat-in kitchen, a half bath, a generous living area, and a first-floor bedroom, providing flexible options for sleeping arrangements. Upstairs, you'll find a full bathroom and two additional bedrooms, one of which includes a private entrance perfect for extra privacy or guest accommodations. A cozy wood stove complements the home's forced-air heating and central air, helping to offset heating costs in the colder months. Downstairs, the full walk-out basement offers plenty of storage, and outside, a large deck overlooks a beautiful, expansive yard that invites endless possibilities for outdoor living. Two spacious sheds provide even more storage space. Despite its proximity to local amenities, the property retains a peaceful, riverside ambiance, making it an ideal retreat from the hustle and bustle of daily life. With a bit of TLC, this home is bursting with potential ready for you to make it your own! This single-family residence, located within an Office & Research Zone, also offers potential for business use with the proper approvals. This property is being sold as-is and requires flood insurance.
Features
- Town: Middletown
- Rooms: 6
- Bedrooms: 3
- Baths: 1 full / 1 half
- Style: Cape Cod
- Year Built: 1910
- Heating: Natural Gas, Forced Air
- Cooling: Central Air
- Basement: Full, Unfinished, Walk-Out Access
- Approx Sq. Feet: 1,424
- Acreage: 1.4
- Est. Taxes: $4,650
- Lot Desc: Level, Near Public Transit
- View: River
- Water Front: Yes
- Elem. School: William A Carter Elementary
- High School: Middletown High School
- School District: Middletown
- Appliances: Dryer, Oven, Washer
- MLS#: H6294790
- Days on Market: 244 days
- Website: https://www.raveis.com
/prop/H6294790/748emainstreet_middletown_ny?source=qrflyer
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888.699.8876
Contact@raveis.com
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
748 E Main Street, Middletown (Wallkill), NY, 10940
$300,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $240,000 | $240,000 | $240,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
| Monthly Tax Payment | $388 | $388 | $388 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,637 | $1,595 | $2,024 |
| Total Monthly Payment | $2,100 | $2,058 | $2,487 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535