This beautifully renovated 2-Bedroom, 2-Bathroom Condo at Beach Harbor Club on Longboat Key offers partial Gulf and Pool views in a bright, inviting setting—all at an affordable price! Every room showcases 2023/2024 updates plus tranquil views overlooking the community, the Pool, and stretching out to the Gulf of Mexico, where stunning sunsets unfold each evening. As you enter this inviting home, you're welcomed by a soft, neutral decor and an abundance of natural light. The well equipped Kitchen features new stainless steel appliances, quartz countertops, and a chic subway tile backsplash while the spacious Great Room offers a comfortable lounging area and dining space with two built-in display cabinets, perfect for extra storage or showcasing treasures. Luxury vinyl plank flooring flows throughout the home, providing durability and low maintenance - ideal for beachside living. Both Bedrooms are generously sized with elevated views over the community, Pool and Gulf. The Primary Bedroom is ensuite with an updated Bathroom featuring quartz counters, designer tile, walk-in shower and large walk-in closet. The second Bedroom also enjoys stunning views and has easy access to a fully renovated Bathroom with a striking glass-tiled shower/tub combo. Completing the layout, a large storage closet houses a full-sized washer/dryer. For added convenience, this condo has access to extra storage, a covered carport parking spot for $4/month, a 2019 HVAC and 2024 PVC piping (no cast iron). Beach Harbor Club is a welcoming community with exclusive deeded Beach and Gulf access including complimentary chaises, umbrellas, outdoor showers and picnic areas along one of Florida’s most beautiful Gulf Coast beaches. Residents also enjoy a range of amenities including first-come Boat Slips (LOA up to 22') with deep-water dockage and no fixed bridges to the Bay or Gulf, a Kayak launch with complimentary Kayaks, Fishing Pier, heated resort-style Pool, covered Picnic and Barbecue areas, indoor bicycle storage, a welcoming Clubhouse with active social calendar, Fitness Center, on-site Library and Woodworking Shop. The $1096 monthly HOA fee includes the recreation facilities, professional property maintenance and management, water, sewer, trash, CATV and the insurances (building, flood and hazard). First come boat slips are $350/year. For peace of mind, this community has been proactive in maintaining itself. The milestone inspection is complete and the community is certified for another ten years plus all assessments including those for future underground utilities, have been paid by the Owner. When you're ready to venture beyond your personal oasis, Bayside Park is just around the corner featuring ball fields, kayaking, a fishing pier, and tennis courts. The championship golf course at the Longboat Key Club is a quick five-minute drive, with the LBK tennis courts only three minutes away. You’ll also find the shops, restaurants, and cultural attractions of Saint Armands Circle and downtown Sarasota conveniently nearby. This is a fantastic opportunity to own a slice of paradise on Longboat Key at an affordable price.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $297 | $297 | $297 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,156 | $2,100 | $2,665 |
Total Monthly Payment | $2,528 | $2,472 | $3,037 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.