This gorgeous classic beach home, just blocks from the ocean and the picturesque Halifax River, offers the perfect coastal retreat. Step inside to find upgraded LVP flooring throughout the main living areas, providing a blend of durability and style that enhances the home's welcoming feel. The second level hosts all three spacious bedrooms, accompanied by two full bathrooms, ensuring privacy and convenience. A separate guest bathroom on the main level adds extra comfort for visitors. Outdoors, the expansive fenced-in backyard is ideal for gatherings, with a screened patio that invites relaxation in the coastal breeze. The large garage provides ample storage for beach gear, bikes, and more, making it easy to enjoy nearby outdoor adventures. Best of all, there’s no HOA, allowing for the freedom to truly make this home your own. With its ideal location close to all Daytona Beach has to offer, and its true classic charm, this home captures the essence of beachside living at its best.
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Our Executive Mortgage Banker:
Our Insurance Division:
$519,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $415,200 | $415,200 | $415,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $131 | $131 | $131 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,797 | $2,760 | $3,501 |
Total Monthly Payment | $3,020 | $2,983 | $3,724 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.