A perfect home for first-time buyers or those looking to settle into a warm, inviting space, this Raised Ranch is a true gem! Featuring oak hardwood floors and a layout designed for both comfort and function, this home offers a cozy retreat in a peaceful neighborhood setting. Step inside to find a formal living room and dining room, ideal for gatherings or relaxed nights in. The eat-in kitchen has plenty of room for cooking and daily meals, making it a great spot for family time. With three bedrooms and a comfortable finished basement family room, complete with a pellet stove, this home is ready to welcome its next owner. Enjoy outdoor living with a wrap-around deck, large front and side yards, and a sloping wooded backyard that creates natural privacy. Don't miss out on this opportunity; schedule your showing today!
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Main |
Bedroom 2 | Hardwood Floor | Main |
Dining Room | Balcony/Deck,Built-Ins,Hardwood Floor | Main |
Living Room | Built-Ins,Hardwood Floor | Main |
Primary Bedroom | Full Bath,Stall Shower,Hardwood Floor | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $272,000 | $272,000 | $272,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $404 | $404 | $404 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,810 | $1,808 | $2,332 |
Total Monthly Payment | $2,289 | $2,287 | $2,811 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.