Are you looking for a property to homestead, exercise your prepper skills or just simply have room to breathe? This is your needle in a haystack find. Sitting on 4. 37 acres of non HOA land, this 2000 sq ft. one owner brick ranch has been lovingly maintained and updated. The rocking chair front porch with white columns welcomes you into the house where you enter into a spacious living and dining area. The gas stone fireplace, which once housed a wood burning stove, is the heart of the room. Adjoining that fabulous space is a fully updated kitchen with granite countertops, gorgeous alabaster french country cabinetry and black appliances. The master bedroom has a walk in closet and full bath with walk in shower. The fourth bedroom was created by enclosing the original garage, thereby making a huge 400 sq ft. area with a full on suite bathroom which is handicapped/wheelchair accessible. This could easily be a master suite. An additional two car garage was built and is attached to the house by a breezeway to the porch. The porch overlooks the crown jewel of this property. . . the YARD. Take a stroll and leave your worries behind in the landscaped garden, enveloped by a classic white picket fence. This circular gravel path winds around a man made pond with fish and two lovely ducks, who will be your official tour guides. They will lead you to the beautiful gazebo, fully equipped with electricity and an antique porch swing. Gardening is a must with a yard like this and the water pump just outside the Gazebo makes it less of a chore. Speaking of water, this property has a hand dug well with manual pump; never be w/o water. Two storage sheds, equipped with power, can be used for whatever storage you need. Lawn equipment is a must have and a covered shed easily stores it for you. Splash in the creek at the back of the yard that feeds the Saluda River, located directly to the left corner of the property. Anderson 1 schools; Powdersville. We are so pleased to show you this phenomenal property!
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $52 | $52 | $52 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,395 | $2,393 | $3,087 |
Total Monthly Payment | $2,522 | $2,520 | $3,214 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.