Come one, come all handymen and handy women. This house has been in the same family since being built; now it is in need of some renovations and someone that can think out of the architect's box. This home has a lot of room and sits on a one acre lot. As you walk through the front door the first thing you see is the original wood floor, moving straight through you enter the spacious eat-in kitchen. As you continue you will find the den where there is a wood burning stove with sliding glass doors that lead to a walk-out to the front of the house, and sliding glass doors that lead to the 3 season room. There is a convenient door to the garage as well. The basement is full and dry with lots of room for storage. In addition, there are two rooms that could be used as bonus rooms. As you continue your tour down the other side of the house you find 3 large rooms and 2 full baths. Here is the Bonus. There is a second garage that is under the house. It could be used for a place to store summer tools, 4 wheelers, motorcycles, snowmobiles, storage of cars or make a workshop area, this is in addition to the attached garages.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $140,000 | $140,000 | $140,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $931 | $930 | $1,181 |
Total Monthly Payment | $1,006 | $1,005 | $1,256 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.