Spacious end unit within walking distance of Riverside High School! This 3 bed/2. 5 bath townhome features an open concept main floor living space with tons of natural sunlight streaming in as well as subtle touches throughout that give the entire home a warm cozy feeling. The spacious kitchen boasts plenty of counter and cabinet space, full stainless steel appliance package, dining area and pantry closet. The Great Room has ample space for all of your furniture and leads to the back patio area. There is a half bath for guests with a custom shiplap wall treatment on this floor as well! The second floor features a large landing area that could be used as a reading nook or study space, two secondary bedrooms that share a hall bath with a tub/shower combo. The primary bedroom boasts a vaulted ceiling, private bath with garden tub tucked behind a sliding barn door, and TWO walk in closets. This move in ready townhome is an end unit with green space on two sides as well as a sidewalk in front and back. Zoned for award winning schools and close to popular dining and shopping areas as well as medical facilities and interstate access, 322 Cumulus is a must see home that won’t last long! Sold AS IS
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $187,920 | $187,920 | $187,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $277 | $277 | $277 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,298 | $1,266 | $1,598 |
Total Monthly Payment | $1,650 | $1,618 | $1,950 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.