High and dry in desirable Harbor Hills! Beautiful mid-century modern home upgraded with 21st Century comforts. Discover this modern 2-bedroom, 2-bathroom home nestled within the tranquil embrace of Harbor Hills, a NON-FLOOD zone haven perched at almost 40-foot elevation, yet a mile from the Belleair Causeway and a short hop to the beautiful Gulf beaches. This home is designed to maximize space and comfort, offering a seamless blend of modern living and outdoor serenity.
Walk past the front yard’s palm tree grove that automatically lights up at night. Step inside the front door to be greeted by a contemporary kitchen, a culinary haven adorned with sleek countertops, large center island and ample cabinetry. The open floor plan seamlessly connects the kitchen to the living areas, creating an inviting space for entertaining and relaxation. You will love the large bedrooms! The primary suite offers a spacious walk-in closet and nicely updated en-suite bath. Additional living features include a large second bedroom with its own en suite bathroom and walk-in closet, ample storage throughout and a tranquil dining room with large windows overlooking the lush backyard!
As you venture outdoors, you'll discover a large screened patio, a restful oasis where you can unwind amidst the manicured backyard, equipped with a firepit to enjoy the Florida evenings.
This Harbor Hills retreat is more than just a home; it's a sanctuary where you can escape the hustle and bustle and embrace a lifestyle of tranquility and modern convenience. Some of the additional features include landscape lighting (2024), new light fixtures and remote-controlled ceiling fans throughout (2023), satin nickel lever door handles on every door (2022), paver stone driveway (2024), zeroscaped modern front yard, new electrical panel (2024), new garage door and motor (2023), USB wall outlets in every room (2024), HVAC (2018), water heater (2022). Additionally, poured concrete walls that provide extra durability, efficiency!
Harbor Hills is a well-established neighborhood with a strong sense of community and friendly neighbors who will welcome you. Don’t miss this opportunity!
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Our Executive Mortgage Banker:
Our Insurance Division:
$625,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $500,000 | $500,000 | $500,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $627 | $627 | $627 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,369 | $3,323 | $4,217 |
Total Monthly Payment | $4,088 | $4,042 | $4,936 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.